There is no reason to lose your Home, Commercial or Investment 
property to foreclosure without allowing us to help you save it! 
  
Our experience and expertise allows us to work directly with your lender
 using the most appropriate program to stop foreclosure regardless of 
your situation. 
  
Do you have any one of these Issues?
	
- •	Are you behind on your mortgage?
 
 - •	Have NO Equity or Owe more than house is worth?
 
 - •	Looking to Prevent or stop Foreclosure?
 
 - •	Are you worried about losing your home?
 
 - •	Do you have an Adjustable Arm Loan or subprime mortgage?
 
 - •	Having Trouble Refinancing?
 
 - •	Have you tried to obtain funds to bring your loan current 
without success?
 
 - •	Looking to Lower your Payments?
 
 - •	Going Through a Financial Hardship?
 
 - •	Are you worried about having a foreclosure on your credit 
report for the next 10 years?
 
 - •	Do you need help IMMEDIATELY?
 
  
You do have Options! We Can Help! 
Our Loan Modification/Loss Mitigation Services Include:
- •	Reducing your interest rate
 
 - •	Extending the time to pay back your loan
 
 - •	Reinstating the normal terms of your loan by bringing it 
current
  
 - •	Putting your past due payments in to the balance of your loan
 
 
 - •	Putting the past due payments on to the end of your loan
  
 - •	Selling your house for less than you owe the bank (Short 
sale!)
 
 - •	Lease Option Program
 
 - •	Giving the house to the bank or the government in exchange 
for what you owe (Deed-In-Lieu of Foreclosure)
 
 - •	Using creative options to sell it at market value
 
 - •	Do-it-yourself loss 
mitigation workshops
 
  
Contact us 
now or call 310-945-5380 to find out if you qualify for any program.
  
As you can see we do have several programs to help stop foreclosure 
regardless of your situation.
  
Time
 is of the essence when facing foreclosure! The longer you wait, the
 harder it is for us to help you.  Yes, we have and can help our clients
 at the last minute save their homes but consider this…If your house 
payments are more than a month behind; your lender has probably already 
started foreclosure proceedings against you.  As time passes, thousands 
of dollars in penalties and legal fees can be added to the balance you 
owe.  And every single day the interest charges are growing. Act now and
 let us help you save your home.
  
Our services are:
- •	FREE No Obligation Consultation/Analysis provided to you. Contact us to 
setup an appointment.
  
 - •	Money Back Guarantee
 
   
Contact us now
 or call 310-945-5380 to find out if you qualify.
  
Do-It-Yourself Loss Mitigation Workshops
 
 Our loss mitigation workshops will teach you:
- •	How the loss mitigation process works.
 - •	Strategies for win-win foreclosure resolution.
 - •	How to use the Financial Questionnaire to your 
advantage.
 - •	Proven negotiation strategies and techniques so you can 
negotiate effectively with your bank.
 - •	Strategies for getting you the outcome you desire.
   
Our Do-it-Yourself Loss Mitigation Workshops have been 
exclusively designed by our team of loss mitigation professionals to 
teach you the fundamentals of the loss mitigation negotiation progress 
and how to successfully navigate through it. These workshops will teach 
you how to effectively negotiate with your bank and they include the 
latest foreclosure law summary for each state.
  
Workshop 1: Complete Do-it-Yourself Loss Mitigation
  Price: $1,495.00  
 This is a complete workshop with everything you need to begin 
negotiating with your bank.
  
With Workshop 1: Complete Do-it-Yourself Loss Mitigation you will 
receive:
  
- •	7 hours of In-Depth
 Training Loss Mitigation Class
 - •	2 hours of Private Consultation	(a $500 value, available 
in-person for Southern California only) 
 - •	Free Document Review (a $150 value)
 - •	Helpful Forms and Tips
 - •	Free 24 hr on-line support (a $450 value)
 - •	Free admittance to future Loss Mitigation training classes
 - •	Our Loss 
Mitigation Manual.
  
Special bonus:
- •	Fair Debt Collections Practice Act
 - •	Fair Credit Reporting Act  
 - •	Foreclosure Law summary for all 50 states!
  
  
Workshop 2: Basic Do-it-Yourself Loss Mitigation
 
 Price:
 $799.00  
 In this workshop you'll learn the same lessons as in the Workshop
 1: Complete Do-it-Yourself Loss Mitigation but it does not include 
all the extras. It is a great value!  
 
 
With Workshop 2: Basic Do-It-Yourself Loss Mitigation Workshop you will 
receive:
 
 
  
Frequently Asked Questions 
Q. Who conducts this class?
  
A. REO Investment Group has partnered with Equity Savers Group to bring 
you these Do-It-Yourself Loss Mitigation Workshops conducted by 
loss mitigation professionals.
  
Q. What is contained in the 7 hr loss mitigation class?
  
A. The 7 hour In-Depth-Loss Mitigation class is intensive and includes 
loss mitigation topics such as:
- •	How the loss mitigation process works.
 - •	Strategies for win-win foreclosure resolution.
 - •	How to use the Financial Questionnaire to your 
advantage.
 - •	Proven negotiation strategies and techniques so you can 
negotiate effectively with your bank.
 - •	Strategies for getting you the outcome you desire.
   
Also, you will have "hands on" instruction on how to:
  
- •	Fill out the Financial Questionnaire
 
 - •	Analyze your financial standing
 
 - •	Prepare a hardship letter
 
 - •	Talk to your lender
 
   You will receive Sample forms with explanations and 
strategies to keep you motivated during the negotiations with your bank.
 
  Why?  Because talking with banks is HARD for 
novices.  One must stay motivated in order to get their desired outcome!
 
  
Q. What does the Loss Mitigation Manual contain?
  
A. The Loss Mitigation Manual includes the following:
  
- 1. Understanding Loss Mitigation
 - 2. Financial Analysis Questionnaire
 - 3. Negotiation Strategies and Techniques
 - 4. Motivational Strategies
 - 5. Foreclosure Resolution Strategies
 - 6. Foreclosure Exit Resolutions
 - 7. Sample Forms with Explanations
 - 8. Glossary of Loss Mitigation & Foreclosure Terms
  
  
Q. What is your cancelation policy?
 
The following cancelation policy applies once you have registered for 
any of the loss mitigation workshops above.
1.	Guarantee and Withdrawal Policy.  Student has the right to withdraw 
from Equity Savers Group (ESG) without penalty within three days after 	
signing this form, for a full refund of amounts paid to ESG.  Refunds to
 be paid within 30 days from date of request.  Student 	acknowledges 
that this clearly stated guarantee represents full, exclusive and 
exhaustive extent of any and all guarantees to Student. Student 
understands that there is no refunds after student attends workshop. 
  
2.	Arbitration Policy.  All matters pertaining to this agreement shall 
be governed by, construed and enforced under the laws of 	the State of 
California, where this application has been accepted by ESG.  The 
parties waive trial by court or jury.  Any 	controversy or claim arising
 out of or relating in this agreement, the breach thereof, shall be 
settled by mandatory arbitration in 	accordance with the rules of the 
American Arbitration Association.
  
3.	Representation.  Student acknowledges that ESG has made no 
representations or guarantees other than those expressed 	herein; 
Student has not relied thereon; and ESG specifically disclaims any other
 representations or warranties.  Moreover, 	Student recognizes and 
acknowledges that individual performance depends upon the individual 
skills, time availability and 	dedication of each Student.  Unique 
experiences or testimonials are not intended to be representative of all
 students. In 	addition, student acknowledges that ESG is not offering a
 business opportunity of franchise, or employment and is not 	
ascertaining the suitability of this program for the Student.  This 
Agreement represents the entire understanding and 	supersedes all prior 
statements, agreements and understandings, if any, either oral or 
written.	
 
 
Contact us 
today to find out more about our loss mitigation workshops.
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